Thanks again for all your hard work.  This refi was a lesson, but an improvement in my budget.

The people at Garven’s mortgage group do a great job being patient and taking the time to explain the details.  They know the stress involved with purchasing a home and do a great job minimizing at much as possible and providing peace of mind with the loan process.  We would certainly recommend them to anyone going through the same process and we look forward to staying in touch with them.

Hi Mr Garvens, Well we finally closed on our VA Refi yesterday after waiting eight years, a couple of failed attempts (not with Garvens Mortgage Group) and of course a bad housing market.  This would have never happened if it weren’t for Jeff Oster.  It’s been almost a year since we first contacted you and he never forgot about us.  Every few months Jeff would touch base with us until we were finally able to refi.  Jeff is FANTASTIC!  What an asset he must be to your company.  Oh, by the way, this refi has saved us over $600 a month.  We are Ecstatic!  Thanks again to Jeff and Shaun as well.

Victor Malone was an excellent broker! He clearly outlined the process and requirements and built a loan that was specific to our needs and goals.  He saved us $200 a month on our mortgage.  We would recommend him to anyone and everyone.  We did not have one single complaint or issue.

We think you are wonderful.  Very patient, hard working, and always available to answer any questions or concerns.  It’s not generally a real pleasant experience refinancing but we really enjoyed getting to know you.

I am thrilled and grateful to recommend Jay as a mortgage broker. I purchased a second home in Ft. Collins Colorado and I live in Los Angeles Calif. During the entire loan process I felt that Jay was right at my side. He went beyond being my advocate he was protective of me as a son.

We wanted to sell/buy, Jeff put me in contact with a Realto who helped sell our home.  It sold in 6 days, we were under a tight timeline to find a new home.  With Jay and Jeff’s help we beat the timeline by 10 days!  

Thank you for your expert service in regards to our refinancing.  Things worked out to our advantage.

Hey Jeff, Just wanted to say Thank You for all your help in refinancing our house.  It was a pleasure to work with you and your entire team – everyone was always so helpful and that made a big difference with the entire process.  Thank You.

Jay, I had intended to write up a lovely thank you card for all of you but never got that far…I really just want to say thank you from the bottom of my heart.  I know you all worked really hard on our case and Tim and I greatly appreciate it. Last night after closing our loan we both breathed a sigh or relief and thanked God for leading us in your direction.  Thanks for going above and beyond to help others.