Dear Scott and Jeff, Thank you so much for all your hard work on my refi.  It went so quickly and without too much fuss.  You guys were on top of everything. Thank you also for the way you kept me informed weekly and answered any questions that popped in my head. Best wishes to all of you and your families.  It was a pleasure to work with you.

Jay, We would like to say “Thank You” to you and your team for all your help in getting our new home financed.  We appreciate your hard work and dedication to guiding us through the process.

My wife and I decided it would be a great time for us to buy a house while the housing prices and interest rates where still low. Jay did a great job of making sure that we were taking care of, that we knew what everything was and what we needed to do to close on our house in a short amount of time. We did all this while my wife was deployed in Iraq, with much thanks and gratitude going to Jay Garvens and his excellent team. I don’t think we could have closed as quickly as we did if it wasn’t for Jay’s hard efforts to push our documents through and willingness to work with my wife through the Army during that time. I would highly recommend Jay to anyone due to his superb knowledge of the industry and incredible work ethic.

As first-time home buyers we had hundreds of questions and were apprehensive about the entire home buying process. Jay Garvens took the time to explain each step along the way, which eased a lot of the stress associated with this process…I would highly recommend Jay’s services to anyone that is looking to purchase a home.

Thanks again for all your hard work.  This refi was a lesson, but an improvement in my budget.

This group was helpful and professional from the first meeting.  They throughly explained the process and kept us informed the entire time.

Very helpful. This is my second mortgage with Garvens. They are experts. My next mortgage will also be with Garvens. They will treat you right as they have treated me right with both of my mortgages.

Thank you for your expert service in regards to our refinancing.  Things worked out to our advantage.

“Garvens Group of Churchill Mortgage wrote the mortgage for my new home purchase and also refinanced my previous home several years ago.  They are a full service, top notch company where people really do matter. I can’t sing the praises of the company enough.  Everyone at Garvens Group of Churchill Mortgage are committed to serving their customer and making sure they get the best deal possible.”  

Hi Mr Garvens, Well we finally closed on our VA Refi yesterday after waiting eight years, a couple of failed attempts (not with Garvens Mortgage Group) and of course a bad housing market.  This would have never happened if it weren’t for Jeff Oster.  It’s been almost a year since we first contacted you and he never forgot about us.  Every few months Jeff would touch base with us until we were finally able to refi.  Jeff is FANTASTIC!  What an asset he must be to your company.  Oh, by the way, this refi has saved us over $600 a month.  We are Ecstatic!  Thanks again to Jeff and Shaun as well.