Privacy



Welcome

 This web site is administered by Garvens Group of Churchill Mortgage

Garvens Group of Churchill Mortgage has created this Privacy Policy to demonstrate our firm commitment to privacy and so that you, as a visitor to the Garvens Group of Churchill Mortgage web site, will be aware of the uses made of information that may be generated as a result of your using our web site.

When you visit this web site Garvens Group of Churchill Mortgage may collect personal data about you, either directly (where you are asked to provide the data) or indirectly.Garvens Group of Churchill Mortgage will, however, only use these personal data in accordance with the purposes set forth in this Privacy Statement and is committed to safeguarding the personal information collected. This statement sets out the purposes of Garvens Group of Churchill Mortgage’s data processing in respect of this web site, the use of cookies and how to affect your rights in respect of your personal data.

Purposes of processing

Garvens Group of Churchill Mortgage collects and processes information about customers and visitors to its web site to conduct its business, to inform and make available products and services that may be of interest to you and for the development of web statistics. The information you provide will be used to contact you when necessary, e.g. to notify you about functionality changes to the web site and to offer services that you may find helpful (provided you have not opted out to receive such services).

Sensitive data

Garvens Group of Churchill Mortgage does not seek to collect sensitive personal data (such as data revealing political opinions, religious beliefs or data concerning health or sex life) through this site. If Garvens Group of Churchill Mortgage does seek to collect such data, your prior consent hereto will be asked. Please note that, by providing Garvens Group of Churchill Mortgage with unsolicited sensitive personal data you consent to our using those data as described above.

Cookies

What is a “cookie?”

A cookie is a data file that is created and stored on your computer’s hard drive when you visit a web site. The typical purpose of a cookie is to make your use of the web site easier and more convenient, and to assist us in understanding how our visitors use the site.

Garvens Group of Churchill Mortgage may gather and analyze information regarding usage of this web site, including domain name, the number of hits, the pages visited, previous/subsequent sites visited and length of user session. This information may be gathered by using a cookie.

 Exchange of Information

You may elect to provide information on our site for the purposes of being contacted regarding a home loan.Garvens Group of Churchill Mortgage will not provide your information to a third party via the Internet. Your information may be provided to a third party after your consent has been given for a referral.

Amendments

Due to the ever-changing environment of the Internet and to maintain our ability to improve the quality and safety of our web site, we reserve the right to modify sections of this Privacy Statement at any time. As you use our web site, we encourage you to check this statement from time to time for any changes. Your continued use of our web site will constitute your agreement to any changes we make and if you do not agree with a change, please refrain from using our web site.  Thank you for using Garvens Group of Churchill Mortgage for your mortgage needs!

General Disclaimer:

The terms of this disclaimer (hereinafter referred to as “Disclaimer”) apply to this web site (www. ChurchillColorado.com) Please read this Disclaimer carefully.

By accessing this web site and or using the information provided on or via this web site you agree to be bound by this Disclaimer. In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.

Use of this web site

The information provided on or via this web site should not be used as a substitute for any form of advice. Decisions based on this information are for your own account and risk.

Although Garvens Group of Churchill Mortgage attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable,Garvens Group of Churchill Mortgage makes no warranties or representations, express or implied, as to whether information provided on or via this web site is accurate, complete or up-to-date.

Garvens Group of Churchill Mortgage controls and maintains this web site in the United States and makes no representation that the information provided on or via this web site is appropriate or available for use in other locations. If you use this web site from other locations, you are responsible for compliance with applicable local laws.

Garvens Group of Churchill Mortgage does not represent or warrant that this web site functions without error or interruption.

Use of this web site that may hinder the use of other Internet users, that can endanger/jeopardize the functioning of this web site and/or affect the information provided on or via this web site or the underlying software, is not permitted.

Third party information, products and services

Where Garvens Group of Churchill Mortgage provides hypertext links to third party web sites, such links are not an endorsement by Garvens Group of Churchill Mortgage of any products or services provided on or via such web sites. The use of such links is entirely at your own risk and Garvens Group of Churchill Mortgage accepts no responsibility or liability for the content, use or availability of such web sites. Garvens Group of Churchill Mortgage has not verified the truth, accuracy, reasonability, reliability, and completeness of any content of such web sites.

Intellectual Property

Garvens Group of Churchill Mortgage, or the relevant owner, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without the prior written consent of Garvens Group of Churchill Mortgage or the appropriate consent of the owner. However, you may print out and/or download information contained on this web site for your own personal use.

Communication online

Messages that you send to Garvens Group of Churchill Mortgage by e-mail may not be secure.  Garvens Group of Churchill Mortgage recommends that you do not send any confidential information to Garvens Group of Churchill Mortgage by e-mail. If you choose to send any messages to Garvens Group of Churchill Mortgage via e-mail, you accept the risk that they may be intercepted, misused and modified by a third party.

Exclusion of liability

Neither Garvens Group of Churchill Mortgage nor any of its agents or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including but not limited to financial losses, lost profits or breach of the brand image (even if Garvens Group of Churchill Mortgage is advised of the possibility thereof) arising in any way from, including but not limited to, (i) any defects, viruses, or other malfunctions caused to any equipment and other software in connection with access or use of this web site, (ii) the information provided on or via this web site, (iii) the interception, modification or misuse of information transmitted to Garvens Group of Churchill Mortgage or transmitted to you, (iv) the functioning or non-availability of this web site, (v) the misuse of this web site, (vi) the loss of data, (vii) downloading or use of any software made available by this web site, or (viii) claims of third parties in connection with the use of this web site.

The exclusion of liability is also made for the benefit of directors and employees of Garvens Group of Churchill Mortgage.

Applicable law

This web site and its Disclaimer shall be governed by and construed in accordance with the laws of The United States. All disputes arising out of or in connection with this Disclaimer shall be submitted to the exclusive jurisdiction of the courts of the State of Colorado in The United States of America.

General Amendments

Garvens Group of Churchill Mortgage reserves the right to change the information provided on or via this web site, including the terms of this Disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this web site, including the terms of this Disclaimer, periodically for changes.

How to contact Garvens Group of Churchill Mortgage

If you have any questions about this Privacy Statement or our data processing activities, you can contact us via email at kay.fruci@churchillmortgage.com or via regular mail:

Garvens Group of Churchill Mortgage

104 South Cascade Ave

Suite 201 A

Colorado Springs, CO 80903

 

GARVENS GROUP OF CHURCHILL MORTGAGE PROVIDING COLORADO SPRINGS WITH HOME MORTGAGES, VA LOANS, CONVENTIONAL LOANS, AND FHA LOANS
Company NMLS ID # 1591 (www.nmlsconsumeraccess.org); CO–Mortgage Company Registration, Churchill Mortgage Corporation, 104 S Cascade Ave. Ste. 201A, Colorado Springs CO 80903-5102, Tel 888-562-6200, Regulated by the Division of Real Estate
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