Kathy Rex

Jay, I had intended to write up a lovely thank you card for all of you but never got that far…I really just want to say thank you from the bottom of my heart.  I know you all worked really hard on our case and Tim and I greatly appreciate it. Last night after closing our loan we both breathed a sigh or relief and thanked God for leading us in your direction.  Thanks for going above and beyond to help others.

We wanted to sell/buy, Jeff put me in contact with a Realto who helped sell our home.  It sold in 6 days, we were under a tight timeline to find a new home.  With Jay and Jeff’s help we beat the timeline by 10 days!  

Hi Mr Garvens, Well we finally closed on our VA Refi yesterday after waiting eight years, a couple of failed attempts (not with Garvens Mortgage Group) and of course a bad housing market.  This would have never happened if it weren’t for Jeff Oster.  It’s been almost a year since we first contacted you and he never forgot about us.  Every few months Jeff would touch base with us until we were finally able to refi.  Jeff is FANTASTIC!  What an asset he must be to your company.  Oh, by the way, this refi has saved us over $600 a month.  We are Ecstatic!  Thanks again to Jeff and Shaun as well.

Garvens Mortgage secured a refinanced mortgage expeditiously at the lowest rate anywhere. This is the second time we have used them and would go back again!

My wife and I decided it would be a great time for us to buy a house while the housing prices and interest rates where still low. Jay did a great job of making sure that we were taking care of, that we knew what everything was and what we needed to do to close on our house in a short amount of time. We did all this while my wife was deployed in Iraq, with much thanks and gratitude going to Jay Garvens and his excellent team. I don’t think we could have closed as quickly as we did if it wasn’t for Jay’s hard efforts to push our documents through and willingness to work with my wife through the Army during that time. I would highly recommend Jay to anyone due to his superb knowledge of the industry and incredible work ethic.

This group was helpful and professional from the first meeting.  They throughly explained the process and kept us informed the entire time.

Victor Malone was an excellent broker! He clearly outlined the process and requirements and built a loan that was specific to our needs and goals.  He saved us $200 a month on our mortgage.  We would recommend him to anyone and everyone.  We did not have one single complaint or issue.

Thank you for your expert service in regards to our refinancing.  Things worked out to our advantage.

I am thrilled and grateful to recommend Jay as a mortgage broker. I purchased a second home in Ft. Collins Colorado and I live in Los Angeles Calif. During the entire loan process I felt that Jay was right at my side. He went beyond being my advocate he was protective of me as a son.

As first-time home buyers we had hundreds of questions and were apprehensive about the entire home buying process. Jay Garvens took the time to explain each step along the way, which eased a lot of the stress associated with this process…I would highly recommend Jay’s services to anyone that is looking to purchase a home.